Harvia Sandglass LUX

• Pay in 3 equal, interest-free payments, free of charge.
• Payments are automatically taken every 30 days.
• Perfect for spreading the cost over time without any hassle.
• Spend between £100 and £1000
• Get what you love now. Pay over time.
• One part payment at purchase and 2 further payments at 30 and 60 days
• Automatically collected monthly from your chosen debit or credit card
• No interest or fees - ever
• No credit application required
• Simple and safe

Pay In Installments FAQ

Can I change the card used to make payment?

Your second and third payments will be automatically taken from the card that you entered during the checkout process.

If you need to change the payment card, simply log in to the Klarna app, head to your Pay later in 3 order and select “Change card”, then enter your new card details.

What do I need to provide when I make a purchase?

If you want to make a purchase with Klarna using Pay later in 3, you’ll need to provide the following :

– Your phone number

– Email Address

– Current billing address

– A valid debit/credit card

All correspondence would be sent to your email address however, your mobile number is required should we need to reach you. It’s important that all this information is up to date otherwise you will not receive your payment schedule and any updated order information.

What happens if I cancel or return my order?

As soon as the merchant has accepted your cancellation/return, Klarna will cancel any future scheduled payments as well as refund any amounts due.

What happens if I don’t pay for my order?

Klarna will automatically attempt to collect payment for your Pay later in 3 purchase from the card that you entered at checkout.

You can find out when your payments will be taken in the email that you received at the time of purchase or by logging in to Klarna.

If the automatic payment fails, we will make another attempt to collect payment two days later.

If this also fails, Klarna will issue you a statement for the full outstanding order, which will become payable 15 days later.

What happens to my statement, when I've returned the goods?

Once the merchant has received the return (partial or full) and you have received their confirmation of this, an updated statement with an adjusted payment schedule will be sent to you by Klarna if you’ve made a partial return.

With a full return, we shall refund any payments collected and cancel any future scheduled payments.

Can I pay before the due date?

Yes! If you want to pay the outstanding balance of your Pay later in 3 purchase early, simply log in here, go to the order page and select “Pay off early”

Why have I not been offered Pay later in 3?

Although Pay later in 3 is widely promoted it is not always universally available.

The Pay later 3 payment option is automatically generated by algorithms that are dependent upon a number of factors including address details, cardholder details, amount of order, the online store, previous order history, and item availability.

Am I eligible for Pay later in 3?

To use Pay later in 3 you must be at least 18.

Whilst this option is widely promoted, Pay later in 3 is subject to your financial circumstances.

When choosing Pay later in 3, our assessment will not affect your credit rating.

How does Pay later in 3 work?

Pay later in 3 will allow you to spread the cost of your purchase over 3 equal payments.

The payment for each instalment will automatically be collected from the debit or credit card you entered at checkout.

Your first instalment will be collected when your order is confirmed by the merchant and instalments 2 and 3 are scheduled 30 and 60 days later, respectively.